✦ #1 Venmo Alternative
The Best Venmo Alternative for International Payments
Venmo doesn't work outside the US. S2 does — send money to 150+ countries instantly, with lower fees and no borders. The P2P payment app built for the world.
Try S2 Free →Instant transfers · 150+ countries · No hidden fees
The problem
Why You Need a Venmo Alternative
Venmo is great for splitting dinner in the US. For everything else, you need S2.
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Venmo Doesn't Work Outside the US
Venmo is limited to domestic US transfers. If you need to send money abroad, pay international freelancers, or split bills with friends in other countries, you need an alternative.
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Faster Than Any Other Alternative
While Wise takes 1–2 days and PayPal takes 3–5 days, S2 settles in seconds using modern stablecoin infrastructure.
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No Hidden Fees or Markup
PayPal marks up exchange rates by 3–4%. Banks charge wire fees. S2 gives you the real exchange rate with a flat, transparent fee.
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Just as Easy as Venmo
The whole point of Venmo was simplicity. S2 keeps that same simplicity but makes it work for international payments.
Comparison
S2 vs Venmo vs Wise vs PayPal
See how S2 stacks up against the competition.
| Feature | S2 | Venmo | Wise | PayPal |
|---|---|---|---|---|
| International Transfers | 150+ countries ✓ | US only ✗ | 80+ countries | 200+ countries |
| Transfer Speed | Instant (seconds) | 1–3 days | 1–2 days | 3–5 days |
| Fees | From $0.50 | Free (US P2P) | From $1.50 | 2.9% + $0.30 |
| Exchange Rate Markup | 0% | N/A | 0.5–1.5% | 3–4% |
| No Bank Account Needed | ✓ | ✗ | ✗ | ✗ |
| Mobile Money Support | ✓ | ✗ | Limited | ✗ |
| Crypto/Stablecoin Rails | ✓ | Limited | ✗ | Limited |
FAQ
Frequently Asked Questions
Why do people look for Venmo alternatives?
Venmo only works within the United States. If you need to send money internationally, split bills with friends abroad, or pay overseas contractors, you need an alternative that supports cross-border transfers.
Is S2 as easy to use as Venmo?
Yes — enter a recipient's name or phone number, type the amount, and hit send. No IBAN numbers, no SWIFT codes, no complicated forms.
How does S2 compare to Wise or PayPal?
S2 is faster (instant vs 1–5 days), cheaper (no exchange rate markup), and works with more payment methods including mobile money and crypto wallets.
Is S2 available in my country?
S2 supports transfers to 150+ countries. We're rapidly expanding and adding new corridors every month.
Is S2 safe to use?
S2 uses bank-grade encryption, regulated custody partners, and compliant infrastructure. Every transaction is tracked in real-time.
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